‘Pay Later’ Lenders Have an Issue With Credit Bureaus

Firms like Experian and TransUnion say it is time for “buy now, pay later” loans to appear on consumer credit reports. The lenders aren’t ready to sign on. Read More

This Week In Credit Card News: The Cut In Late Fees May Increase Your Card’s Interest Rate

The credit card company Synchrony Financial is hiking interest rates it charges to its customers, part of a series of steps to mitigate the financial impact of a Consumer Financial Protection Bureau ... Read More

Credit report errors could be to blame for your loan denials & high interest rates

Getting turned down for a loan? Paying higher interest rates? It could be due to mistakes on your credit report. And the negative consequences don't stop there. Read More

Credit card delinquency rates fall in March as consumers keep spending

Discover expert financial insights and advice on our blog that help you make informed decisions and improve your financial well-being today. Read More

Credit card, car loans, and mortgage payments have all been rising in the US—and it’s not just because of interest rate hikes

Experian reports on what may be behind an increase in consumer personal debt including credit card, auto loan and mortgage payments. Read More

Consumer Reports: Why it’s important to check your credit report

Consumer Reports says adding a note to your credit report file can provide context for future lenders, employers, or landlords, potentially improving their perception of your financial situation. Read More

Mortgage News: NatWest Raises Rates As Focus Moves To Nationwide, Santander

It follows other major lenders, including Santander and HSBC, in tweaking rates downwards for new and existing customers, following more positive news on inflation and interest rates ... Today’s ... Read More