Flying The Web For News.
  • Career Exam Study
    Career Exam Study
  • US Politics
    US Politics
  • E-commerce Guide
    E-commerce Guide
  • Dropshipping Guide
    Dropshipping Guide
  • Microsoft Exam
    Microsoft Exam
  • IT Career News
    IT Career News

Article Tools/Herramientas de artículos
+ Larger Font/Fuente más grande | - Smaller Font/Fuente más pequeña




Consumer Daily Reports

[unable to retrieve full-text content]

A mulitude of reasons keep sending car insurance rates higher

By Dieter Holger of ConsumerAffairs
February 3, 2025

Car insurance rates are rising again in 2025 and some states are worse off.

The yearly cost for full-coverage auto insurance isexpected to rise an average of 5% across the United States by the end of 2025 from 2024, according to researchby insurance comparison site Insurify, based on a review of more than 97 million rateson its platform.

That is an average yearly price of $2,435 pervehicle in 2025, up from $2,313 in 2024 and $2,019 in 2023.

Car insurance rates have shot up since 2022, boosted by inflation, natural disasters, higher repair costs and increasingly expensive technology such as cameras, sensors and automated driving.

The last time average rates for full-coverage auto insurance fell was in 2020, Insurify said, largely due to less driving because of the coronavirus pandemic.

Consumer News: Car insurance rates rising as much as 10% in states in 2025, research says

Still, the projected 5% rate increase is far lower than the nearly 15% spike in 2024 from 2023.

Insurify predicted a 22% increase in car insurance rates in 2024 from 2023, ConsumerAffairspreviously reported, which shows how these projectionscan be off.

Even so,Insurify said 13 states are expected to see rates rise higher than the national average in 2025.

Insurify said the five states it predicts to see the biggest car insurance rate increases in 2025 are Florida, New York, Georgia, Nevada and Delaware, where driverscould see average pricesrise by up to 10%.

Consumer News: Car insurance rates rising as much as 10% in states in 2025, research says

Florida

  • Projected average annual cost for full-coverage auto insuranceby end of2025:$3,484
  • Projected percentincrease in 2025 versus 2024:10%

Drivers in Florida paid $3,166, or 35% more than the national average for full-coverage auto insurance at the end2024, Insurify said.

Financial losses in 2022 "sent Floridas struggling insurance market into a tailspin," Insurify said,spurring an insurance crisis today that is hurting both homeowners and car owners.

New York

  • Projected average annual cost for full-coverage auto insuranceby end of2025:$4,183
  • Projected percentincrease in 2025 versus 2024:10%

New York has long had higher car insurance rates because of its dense population, which raises the risks of accidents and losses for insurers, Insurify said.

Recent regulations have pressured insurers, but may also bring some relief.

In 2023, New York required insurers to provide supplemental liability coverage for spouses, which Insurify said has added to the financial burden on insurers.

On the other hand, the state's 2024 Auto Insurance Consumer Relief Act waives a vehicle photo inspection requirement, which previously suspended coverage for drivers who didn't meet the 14 day deadline.

"The new policy could reduce New Yorks share of uninsured motorists, which could reduce rates in the state, as a high rate of uninsured drivers can put upward pressure on premiums," Insurify said.

Georgia

  • Projected average annual cost for full-coverage auto insuranceby end of2025:$3,052
  • Projected percentincrease in 2025 versus 2024:8%

Georgia's average costs for full-coverage auto insurance were $2,815 at the end of 2024, or 22% above the national average, Insurify said.

But there may be relief on the way: In 2023, Georgia ended a policy that let insurers raise rates immediately after filing.

Now, the state's uinsurance commissioner has 60 days to review rate filings, which Insurify said "helps curb exorbitant rate hikes."

Nevada

  • Projected average annual cost for full-coverage auto insuranceby end of2025:$3,214
  • Projected percentincrease in 2025 versus 2024:8%

Nevada drivers paid an average of $2,973 for full-coverage auto insuranceat the end of 2024, or 29% higher than the national average, Insurify said.

Rampant theft is abig reason for the state's eye-watering car insurance rates.

Car theft in Nevada surged 18% in 2023, according to the National Insurance Crime Bureau.

"Insurers consider vehicle theft risk when determining insurance rates, pushing up full-coverage costs in the state," Insurify said.

Delaware

  • Projected average annual cost for full-coverage auto insuranceby end of2025:$3,308
  • Projected percentincrease in 2025 versus 2024:7%

Nevada drivers paid an average of $3,078for full-coverage auto insuranceat the end of 2024, or 33% higher than the national average, Insurify said.

The state's dense population raises the risks of accidents and the car insurance rates, Insurify said.

Delaware also "doesnt cap pain and suffering damages, which means insurer payouts in the state may be higher for severe or fatal accidents. Insurers also consider these losses when setting rates," Insurify said.

Where are car insurance rates falling?

New Hampshire, Vermont and Hawaii are the only threestates where average car insurance prices are expected to fall, but only by as much as 2%.

Data on Alaska wasn't available because of a limited pool of rates to compare.

Below is a table on car insurance costs by state with 2025's projections and recent years.

Consumer News: Car insurance rates rising as much as 10% in states in 2025, research says

How to save money on car insurance

Insurance experts say there are many ways to bring your auto insurance costs down and decide onthe best car insurance company.

  • Shop around:If you have the time, spend up to a couple hours plugging in your information at various providers to make sure you get many quotes to compare. You can also use websites to quickly compare prices, such as Insurify,The ZebraandValue Penguin.

  • Speak with insurance agents:An agent might know about current deals and smaller, cheaper companies that arent as well known.

  • Bundle insurance:You can get discounts for combining your auto insurance with other insurance like homeowners, renters and motorcycle insurance.

  • Improve your credit:Check for errors in your credit score and pay off debt.

  • Pay-as-you go:A lot of insurers will slash premiums based on how much you drive, which is especially helpful if you work from home.

  • Pay in full:Some insurers give discounts if you pay your premium in full, including in six-month installments, instead of monthly.

  • Telematics:If you are comfortable with your data getting collected, you can plug in a device in your car or download an app on your phone that watches your driving behavior and calculates your insurance premium, such as if you speed or you slam on the brakes a lot. Telematics can significantly lower costs if you are a good driver.

  • Bare-bones coverage:This makes more sense for older, less valuable cars. It is risky, but you can opt only for liability coverage if you damage another persons vehicle, instead of additional coverage if you damage your car or it is stolen.

  • Miscellaneous discounts:Some insurers give discounts if teenagers have good grades, you are a member of the military, have an anti-theft device on your car or if you have a paperless insurance policy.

Email Dieter Holger at This email address is being protected from spambots. You need JavaScript enabled to view it..



Photo Credit: Consumer Affairs News Department Images


Posted: 2025-02-03 00:28:53

Get Full News Story On Consumer Affairs



Listen to this article. Speaker link opens in a new window.
Text To Speech BETA Test Version.



More News From This Category

Consumer News: The SNAP food program is back ... partly

Mon, 03 Nov 2025 23:07:08 +0000

The WIC program that funds programs for women and infant children is also partly back in action

By James R. Hood of ConsumerAffairs
November 3, 2025

  • The Agriculture Department will use $4.65 billion in emergency funds to partially restart food aid programs halted by the government shutdown.

  • Millions of Supplemental Nutrition Assistance Program (SNAP) recipients will receive only about half their normal benefits this month.

  • Aid for women and children under the WIC program will continue for now, but only for two to three more weeks.


Government taps emergency funds to partially restore food aid

Tens of millions of Americans who rely on federal food assistance will see some relief after the Agriculture Department announced it will partially resume funding for the Supplemental Nutrition Assistance Program, or SNAP.

The move comes after a federal judge ordered the government to restart benefits during the ongoing shutdown. In a court filing, the Trump administration said it would release $4.65 billion in emergency moneyenough to cover roughly half of this months $8 billion in benefits.

That means some funds will soon reach families who rely on SNAP to buy groceries, but the payments will fall short of normal levels, and delays could stretch for weeks. USDA officials said they would not draw from other contingency accounts to cover the full amount. New applicants this month will not be eligible to receive benefits until further notice.

WIC program gets temporary lifeline

The administration will also inject $450 million in emergency funds to keep the Special Supplemental Nutrition Program for Women, Infants and Children, or WIC, running for now. The program serves about 7 million low-income mothers and children.

Earlier in the shutdown, USDA had used $300 million in reserve money to sustain WIC operations. The new funding could keep the program afloat for another two to three weeks, though that timeline could shrink if families facing reduced SNAP aid turn to WIC for additional support.

Shutdowns effects ripple across low-income programs

The partial restoration of food aid comes as other vital services for low-income families begin to falter under the prolonged shutdown.

Some Head Start centers around the country have already begun closing after grant funding lapsed over the weekend, leaving children without preschool instruction, meals, and therapy sessions. Many working parents are now scrambling to find child care alternatives.

Meanwhile, federal court-appointed defense attorneys have begun working without pay, raising concerns that the justice system could soon struggle to guarantee representation for defendants who cannot afford lawyers.

The governments emergency measures may stave off a deeper food crisis for now, but advocates warn that millions of families remain in limbo uncertain when or whether their full benefits will return.


Read More ...


Consumer News: LillyDirect and Walmart team up to make Zepbound easier to access

Mon, 03 Nov 2025 23:07:08 +0000

New partnership brings direct-to-consumer pricing and in-store pickup to thousands of Walmart pharmacies

By Kristen Dalli of ConsumerAffairs
November 3, 2025
  • The partnership between LillyDirect and Walmart allows patients to pick up Zepbound at Walmart pharmacies at the same self-pay price as online.

  • Self-pay pricing starts at $349/month for the lowest dose, with higher doses at $499/month, and its available to anyone with a valid prescription, regardless of insurance.

  • By mid-November, pharmacies at nearly 4,600 Walmart locations nationwide will support this new model, giving patients more choice between home-delivery or in-store pickup.


If youve been tracking weight-management medications, you may have seen the buzz around Zepbound, the weekly injectable from Eli Lilly designed for weight loss and certain obesity-related conditions.

Now imagine skipping the insurance shuffle, getting a set self-pay price, and walking into your local Walmart pharmacy to pick it up.

Thats exactly whats happening: LillyDirect and Walmart are teaming up to streamline how people access Zepbound less paperwork, one clear price, and more convenience.

Managing a chronic disease like obesity can be a significant and ongoing burden physically, emotionally, and financially, Jennifer Mazur, SVP and General Manager of LillyDirect, said in a news release.

This collaboration with Walmart is designed to reduce that burden by streamlining access to prescribed treatment. By combining LillyDirects innovative, patient-centered platform with Walmarts nationwide pharmacy footprint, were expanding options for patients facing access challenges, making it easier to start and stay on authentic Lilly medicine.

Whats going on (and why it matters):

Eli Lillys LillyDirect platform has already been offering Zepbound vials direct-to-consumer online, at self-pay prices that are 50% or more below typical GLP-1 obesity drug list pricing.

Now, for the first time, this same pricing model is being extended into a major retail pharmacy setting through Walmart. Under the deal, approved single-dose vials of Zepbound will be available for pick-up in Walmart pharmacies nationwide by mid-November.

Heres how it breaks down: with a valid on-label prescription, a patient can choose between having the drug delivered from LillyDirect or walking into a Walmart pharmacy and picking it up locally. Its the same price for both options.

For example: the starting 2.5 mg dose is priced at $349/month, and the higher doses (5 mg up through 15 mg) are $499/month under the LillyDirect Self Pay Journey Program.

Why this matters: many patients told Lilly and Walmart that access and convenience were major barriers in starting or staying on treatment. With Walmarts network of 4,600+ pharmacies and Lilly's direct-to-consumer platform, this initiative offers more flexibility whether you prefer ordering online or popping into a familiar retail location.

What to watch

  • Make sure your health care provider writes an on-label prescription for Zepbound that can be routed to LillyDirect Self Pay Pharmacy Solutions, with your pickup option at Walmart.

  • Check whether the $499/month higher-dose pricing applies to you and whether you meet program terms (for higher-dose eligibility).

  • Confirm which Walmart pharmacy locations will support the program once it launches mid-Novemberits slated to be nationwide, but local rollout may vary.

In short: If youre eligible for Zepbound and looking for a more streamlined way to access it, this partnership could make a meaningful difference less hassle, clearer cost, and more flexibility in how you get your medicine.

Life is busy, and this will help people discover new, easy ways to get their medication, Kevin Host, Senior Vice President of Pharmacy at Walmart, said in the news release. We are known for building great relationships with our patients, and our teams look forward to doing more of that through making this pickup option available from our trusted pharmacists and pharmacy technicians.


Read More ...


Consumer News: Amazon is offering Thanksgiving dinner for five people for $25

Mon, 03 Nov 2025 23:07:08 +0000

From turkey to pie, shoppers can feed five for just $5 a person this season

By Kristen Dalli of ConsumerAffairs
November 3, 2025
  • Amazons Thanksgiving meal deal feeds five for $25, complete with turkey and sides.

  • Additional November savings include discounts on pies, baking staples, and wine.

  • Shoppers can order online, use same-day delivery, or visit Amazon Fresh and Whole Foods.


This Thanksgiving, Amazon wants to make sure dinner is one less thing to stress about.

The company is serving up an affordable, ready-to-assemble meal that feeds five people for just $25 or about $5 per person from November 12 through 27.

Amazon is using its grocery network including Amazon Fresh and Whole Foods Market to make it easier (and cheaper) for families to prepare a full holiday spread without last-minute store runs. Customers can shop the bundle online, in-store, or through Amazons Same-Day Delivery service in eligible areas, so the turkey and trimmings can arrive right on time.

Whats included in Amazons $25 Thanksgiving meal

The Amazon Thanksgiving bundle is designed to cover every essential, from the main course to dessert. The meal includes:

  • Butterball frozen turkey $0.69/lb

  • Resers homestyle stuffing

  • Mashed potatoes and gravy

  • Green bean casserole

  • Cranberry relish

  • Amazon Grocery crescent rolls

  • Holiday pie (from select national brands)

Altogether, the bundle feeds five people for just $25. And for those who like to customize, Amazon is also running additional seasonal discounts throughout November:

  • Pre-made pies under $7 Pumpkin, pecan, sweet potato, cherry, berry, and apple varieties

  • 25% or more off baking essentials from Amazon Grocery, Amazon Saver, Aplenty, and 365 by Whole Foods Market

  • Whole Foods Market turkey savings for Prime members $1.49/lb frozen or $2.99/lb organic (through Dec. 24)

  • 20% off six or more bottles of wine (750 ml) at Amazon Fresh stores and online through Nov. 30

With free same-day pickup, fast delivery, and exclusive Prime grocery benefits, Amazon is giving consumers multiple ways to stretch their holiday budgets and still serve a classic Thanksgiving dinner that feels homemade.

How to order the meal

Customers can find Amazons $25 Thanksgiving meal bundle by searching Thanksgiving meal on Amazon.com or through the Amazon Fresh section online or in-store.

Availability and delivery options vary by location, but eligible shoppers can use Same-Day Delivery or free pickup at participating stores from November 1227.


Read More ...


Consumer News: Walmart’s app just grew up for the holidays and it’s a money-saver

Mon, 03 Nov 2025 23:07:08 +0000

In-store deal finder, aisle maps, and an AI party planner

By Kyle James of ConsumerAffairs
November 3, 2025
  • See real deals fast: Open the Walmart app in-store, hit In-Store Savings, and filter by clearance/rollback to spot actual discounts (not just endcap hype).
  • Shop in a straight line: Build your list at home and sort by aisle when you arrive so youre in and out without criss-crossing the store.
  • Let AI do the budgeting: Ask Sparky for a party or grocery list under $___ and tell it to show Rollbacks firstit will swap in cheaper, in-stock items for you.

Walmart rolled out a slate of new app features aimed at making in-store shopping feel as guided as buying online. Some of the more interesting updates include live In-Store Savings, enhanced search with aisle navigation, wish lists that sort by aisle, and helpful AI tools like Sparky.

For shoppers, it means fewer laps around the store looking for what you need and faster access to the real deals (including Black Friday).

Whats new inside the store

  • In-Store Savings (one-tap local deals): Open the app in your local Walmart and tap the savings view to see Black Friday promos, Rollbacks, and clearance items listed all in one place. You can then filter by category (e.g., TVs) and compare prices on a single screen. This solves the question of wondering whats actually on sale,not just what Walmart wants you to think is a deal.
  • Enhanced search + aisle location: You can now use the app to search like you would online and see real-time stock levels plus the exact aisle so you can walk straight to it. No more hunting for an associate to ask what endcap theyre hiding their clearance items on.
  • Wish lists that sort by aisle: You can now build a gift list at home, then when you walk in, the app reorders your list by aisle so your trip follows a clean route around the store. Very handy feature for one-and-done holiday runs that will you get you in and out quickly.

New AI helpers

  • Sparky, the AI assistant (now with party planning): Within the app, tell Sparky something like Holiday open house for 10 under $100, and it will generate a curated list of snacks, drinks, and paper goods based on your stores inventory and deals. It will also summarize product reviews so you spot customer complaints right away.
  • AI audio summaries: Walmart has started with the beauty category first to test out this feature. For 1,000+ premium beauty items, the app can read a short audio summary that distills product descriptions and reviews. Look for this to expand to other categories soon.
  • AI-powered 3D dcor shopping: Walmarts Deck the Halls in 3D turns product photos into 3D scenes you can browse and shop. You can actually Shop the Background and add items like artwork and dcor items directly to your cart. You can even shop a Dynamic Showroom and swap out furniture and different styles to find the exact look you want.

How to actually use the app in real life (2-minute setup)

Update the Walmart app and allow location so it detects your store when you walk in. Then when you enter the store, the app will automatically load your In-Store Savings.

Build a wish list at home before you shop then when you get to the store, just open your list and tap Sort by aisle to turn your trip into a smart route so youre not criss-crossing the store unnecessarily.

Sparky can definitely help you save money. Get used to the feature by asking Sparky for a budget plan like, Game-day snacks for 8 under $40, please show Rollbacks and clearance items first, or Holiday party for 12 under $100.

Ive found that by filtering your app searches by clearance/rollback first, then by unit price, its the best way to cut through the holiday noise and spot the real deals before you get tempted by the full-price stuff.

Use the app to plan a holiday party on a budget. Try giving Sparky a hard cap number like under $60 and permission to swap out-of-stocks. By doing so, Ive found that it will backfill with similar items that are often cheaper.


Read More ...


Consumer News: New rules limit forgiveness of student debt for public servants

Mon, 03 Nov 2025 20:07:06 +0000

Supporters call it a refocus; critics call it retaliation

By James R. Hood of ConsumerAffairs
November 3, 2025

  • A new Education Department rule could disqualify some nonprofit workers from Public Service Loan Forgiveness (PSLF).

  • The rule allows the agency to bar entire organizations if they engage in activities deemed substantially illegal.

  • Critics say the move politicizes student debt relief and threatens borrowers close to forgiveness.


Thousands of nonprofit employees may soon lose eligibility for federal student loan forgiveness under a sweeping new Education Department rule that redefines who qualifies for the Public Service Loan Forgiveness program.

The 185-page regulation, published Thursday, gives the education secretary power to disqualify entire employers not just individual workers if their organizations are found to have a substantial illegal purpose. The rule, which takes effect July 1, fulfills a directive from President Donald Trumps March executive order targeting nonprofits accused of supporting illegal immigration, child trafficking, pervasive damage to public property and disruption of the public order.

That means workers at nonprofits serving undocumented immigrants, providing gender-affirming care to minors, or taking part in protest movements could lose PSLF eligibility. Payments made after a group is disqualified would no longer count toward the 120 qualifying payments required for forgiveness.

Activities that could trigger disqualification

Among the listed disqualifying activities: aiding violations of federal immigration law, supporting terrorism, performing gender-transition procedures on minors where prohibited, trafficking minors across state lines for emancipation, or engaging in organized violence to influence policy.

Employers may appeal if removed from the program, but the Education Department said payments made after disqualification will not count toward forgiveness even if the appeal later succeeds.

The change could affect a broad range of community organizations from legal-aid groups and immigrant-rights advocates to health clinics and humanitarian charities that rely on PSLF eligibility to recruit and retain staff.

Administration officials said the rule restores the programs original purpose. This regulation refocuses the PSLF program to ensure federal benefits go to our nations teachers, first responders, and civil servants who tirelessly serve their communities, said Undersecretary of Education Nicholas Kent.

Conservative lawmakers applauded the move. Taxpayers shouldnt be forced to subsidize employees of radical organizations that violate state and federal laws, said Rep. Tim Walberg (R-Mich.), chair of the House Education Committee.

But Democrats and borrower advocates blasted the rule as politically motivated. Rep. Robert C. Bobby Scott (D-Va.) said it follows the Trump Administrations disturbing pattern of making repayment less affordable and attempting to police political speech.

Jaylon Herbin, director of federal policy at the Center for Responsible Lending, called the policy a cruel trick that would saddle public workers with decades of additional debt and worsen shortages in critical community services.

Program with high stakes for millions

Created in 2007 under President George W. Bush, PSLF was designed to encourage graduates to pursue careers in public service by erasing their remaining federal student loan debt after 10 years of qualifying payments.

More than 1 million borrowers have already received forgiveness under the program. If the new rule withstands anticipated legal challenges, experts say it could reshape PSLFs reach across more than 20 economic sectors and upend forgiveness for thousands of borrowers already nearing the finish line.

What this means for borrowers

  • If you are already working in a qualifying job and meeting the rules (qualifying loan type, full-time with a qualifying employer, making qualifying payments, submitting required certification), you should continue doing so and keep tracking your progress.

  • If your employer is a nonprofit or governmental entity, youll want to check whether your employer is (or will be) considered a qualifying employer under the updated rules. Any changes or uncertainty about your employers eligibility could impact your path to forgiveness.

  • Because the rules are in flux, its advisable to document your employment history, payments, certifications, and keep up-to-date with communications from loan servicers and the Department of Education.

  • If youre considering starting public-service employment specifically for PSLF eligibility, you may want to ask: Will this job/employer still qualify if the rules change? especially for nonprofits that may have ambiguous status.


Read More ...


Related Bing News Results

Consumer Reports Just Found Lead in 16 Popular Protein Powders

Wed, 15 Oct 2025 15:41:00 GMT
Protein powder is a simple, convenient way to add protein to your day. Consumer Reports found that many brands of protein powder and drinks contain high levels of lead. Try to get most of your protein ...

Your daily protein shake could contain lead. Consumer Reports says these powders contain the most

Tue, 14 Oct 2025 17:00:00 GMT
Do you use protein powder? According to a recent announcement from Consumer Reports, their tests conducted on 23 popular protein powders and ready-to-drink shakes revealed an increased prevalence of ...

Use protein powder? New report reveals that some have high levels of lead

Tue, 14 Oct 2025 17:00:00 GMT
Some protein powders and shakes are riddled with high levels of lead, a Consumer Reports investigation has found. The organization purchased multiple samples of protein products over a three-month ...

Your Daily Protein Shake Might Be Exposing You to Lead, Consumer Reports Finds

Tue, 14 Oct 2025 03:00:00 GMT
A Consumer Reports investigation found that more than two-thirds of tested protein powders and shakes contained more lead per serving than what food safety experts deem safe for daily consumption.

The 5 Best New SUVs You Can Buy In 2025, According To Consumer Reports

Sun, 12 Oct 2025 02:25:00 GMT
As great as it would be if everyone could own cool sports cars, the unfortunate reality is that most people really just need a practical, reliable, fuel-efficient daily driver. And for many, that ...


Blow Us A Whistle




Related Product Search/Búsqueda de productos relacionados