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Consumer Daily Reports

Judge halts ouster of nearly 90% of the CFPB's staff

By James R. Hood of ConsumerAffairs
April 18, 2025
  • Federal judge halts plan to lay off 90% of CFPB workforce amid ongoing lawsuit.

  • Move follows allegations the Trump administration violated prior court orders.

  • Hearing set for April 28 to determine legality of the reduction in force.


A federal judge has temporarily blocked the Trump administration from laying off more than 1,400 employeesnearly 90%of the Consumer Financial Protection Bureau (CFPB) staff, pausing the dramatic move as the court evaluates whether it violates a previous injunction.

U.S. District Judge Amy Berman Jackson intervened during a Friday hearing, ordering the CFPB not to terminate staff computer access or proceed with layoffs until she can hold a full hearing on April 28.

Its not going to happen in the meantime, Jackson said, according to The Hill.Were not going to disperse1,483 people into the universe and have them be unable to communicate with the agency anymore until we have determined whether that is lawful or not.

Union protested

The legal challenge stems from a February lawsuit filed by the National Treasury Employees Union and other groups against acting CFPB Director Russell Vought.

The plaintiffs argue that the Trump administration is attempting to effectively dismantle the consumer watchdog agency in defiance of Jacksons earlier order, which limits staff reductions unless there is a particularized assessment demonstrating employees are unnecessary to fulfill the CFPBs statutory mission.

Although an appeals court partially paused Jacksons prior injunction, it upheld the requirement that any workforce reductions must be individualized and justified. Plaintiffs claim the current layoff plan fails that test.

In a filing Thursday, they warned that entire offices, including statutorily mandated ones, have or soon will be either eliminated or reduced to a single person.

Attorney Deepak Gupta, representing the plaintiffs, accused the administration of trying to implement the cuts under the radar before the court could intervene. The agency sought to quietly lock these employees out of their systems so we would not be able to come to the court in an orderly fashion, Gupta said.

At the upcoming April 28 hearing, the plaintiffs are also expected to demand the release of internal CFPB documents outlining how the layoffs were planned. The case marks a critical flashpoint in the ongoing legal battle over the future and function of the nations top consumer protection agency.

Consumer groups protest

Consumer advocacy organizations condemned the plans when they became known earlier this week.

Sabotaging the CFPB by firing almost 90% of its remaining civil servants who protect Americans from corporate crime is hardly the individualized or particularized assessment that the court required the CFPB to undergo, said Erin Witte, director of consumer protection for the Consumer Federation of America, in aprepared statement.

This is a reckless move that will leave millions of Americans more vulnerable to financial fraud and abuse, said National Consumers League VP of Public Policy John Breyault. With only about 200 personnel left to oversee the financial marketplace, the Bureaus effectiveness will be severely compromised at a time when scams, identity theft, and predatory lending are on the rise.

"This is yet another attempt by this administration to dismantle one of the most effective consumer protection watchdogs in the federal government.

"Ordering a reduction in force order contradicts the views of Americans who have repeatedly expressed strong bipartisan support for financial protection and the CFPB, said Adam Rust, director of financial services for the Consumer Federation of America. We have a CFPB because excessive risk-taking by corporations caused millions of people to lose their homes, businesses, and life savings.

"By saving people $21 billion since the CFPBs inception, the dedicated staff at the agency have demonstrated the value they bring. They deserve respect not to be subject to extremist attacks on their livelihoods inspired by the whims of billionaires. The only winners here are predatory lenders, surveillance Big Tech firms, fraudsters, and financial institutions that want to profit at our expense.

Sign up below for The Daily Consumer, our newsletter on the latest consumer news, including recalls, scams, lawsuits and more.




Posted: 2025-04-18 20:25:37

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More News From This Category

Consumer News: School supplies, lunches cost a little less in 2025

Fri, 22 Aug 2025 16:07:08 +0000

Lunch staples are down 3.34%, supplies down 7.05%

By Mark Huffman of ConsumerAffairs
August 22, 2025
  • The cost of popular school lunch items is down 3.34% year-over-year, led by Oat & Honey granola bars (-20.1%) and applesauce cups (-5.1%), though some items like mozzarella string cheese (+2.4%) and fruit snacks (+1.4%) rose slightly.

  • Prices for 15 common items are down 7.05% from 2024, with construction paper (-51.6%), broadline markers (-23.8%), and fine line markers (-12.3%) showing the steepest drops.

  • While some supplies (like notebooks and folders) stayed flat, others climbedmost notably dry erase markers (+20.6%), kids scissors (+3.7%), and washable glue (+11.8%).


Families continue to struggle with the cost of living, but a new report from Datasembly, which tracks prices in real time, finds that some back-to-school costs are going down.

According to the data, the total cost of popular school lunch staples has fallen 3.34%, year-over-year. The biggest decline is the price of a 5-bar package of Oat & Honey granola bars, which is down more than 20% from 2024.

But pretzel twists, white bread, mayo, fruit snacks and mozzarella cheese all cost slightly more.

Heres the breakdown:

Lunch Box Staples

July 2024

July 2025

YOY $ Change

YOY % Change

Oat & Honey granola Bars -gluten free, 5 bars

$8.59

$6.86

-$1.73

-20.1%

Applesauce cups - 6pk, 4oz

$3.13

$2.97

-$0.16

-5.1%

Classic Yellow Mustard 14oz

$2.42

$2.37

-$0.05

-2.1%

Black forest ham 9oz

$5.16

$5.06

-$0.10

-1.9%

Roasted Turkey Breast 9.oz

$5.16

$5.07

-$0.09

-1.7%

American Cheese slices, 24 ct

$5.50

$5.41

-$0.09

-1.6%

Whole Grain bread

$3.67

$3.64

-$0.03

-0.8%

Pretzel Twists, 16oz

$4.01

$4.01

$0.00

0.0%

White Bread

$3.94

$3.95

$0.01

0.3%

Squeeze real mayonnaise 20 oz

$6.27

$6.29

$0.02

0.3%

Mixed Fruit Snacks 10 pack

$5.53

$5.61

$0.08

1.4%

Mozzarella String cheese 12 ct

$6.15

$6.30

$0.15

2.4%

TOTAL

$59.53

$57.54

-$1.99

-3.34%

School supplies

Families are also catching a break when they stock up on school supplies. The report shows the total cost of 15 items usually found in kids backpacks is down 7.05% from last year.

Three items are down by double-digit percentages. Construction paper is down the most more than 50%.

The costs of a college notebook, a 4-pocket paper folder and 150 sheets of wide-ruled paper are the same as last year. Hand sanitizer, kids' scissors, a 12-inch ruler, washable glue and dry markers have all increased in price since last year. The price of markers recorded the largest increase, 20.6%.

Heres the breakdown:

School Supplies

July 2024

July 2025

YOY $ Change

YOY % Change

Construction paper, 96 sheets

6.26

3.03

-$3.23

-51.6%

Broadline markers 10 ct

4.25

3.24

-$1.01

-23.8%

Fine line markers 10 ct

3.51

3.08

-$0.43

-12.3%

1 subject Notebook

1.67

1.52

-$0.15

-9.0%

Washable Glue Sticks, 3pk

3.32

3.13

-$0.19

-5.7%

Pencils 10pk

3.88

3.77

-$0.11

-2.8%

Colored pencils 24 ct

3.78

3.69

-$0.09

-2.4%

3 subject college ruled notebook

4.99

4.99

$0.00

0.0%

4 pocket paper folder

1.69

1.69

$0.00

0.0%

150ct wide ruled paper

3.19

3.19

$0.00

0.0%

hand sanitizer 8oz

4.67

4.69

$0.02

0.4%

Kids Scissors

2.67

2.77

$0.10

3.7%

12inch ruler

2.01

2.09

$0.08

4.0%

Washable Glue 4oz

1.44

1.61

$0.17

11.8%

Dry Erase Markers 4pk

5.43

6.55

$1.12

20.6%

TOTAL

$52.76

$49.04

-$3.72

-7.05%

In 2024, lunch box staples saw a modest 1.16% increase while school supplies saw prices rise 3.6% over the prior year.


Read More ...


Consumer News: Sales of existing homes jumped in July

Fri, 22 Aug 2025 13:07:08 +0000

A slight decline in mortgage rates seems to have made a big difference

By Mark Huffman of ConsumerAffairs
August 22, 2025
  • Existing-home sales rose 2.0% in July, reaching an annual rate of 4.01 million.

  • Inventory hit its highest level since May 2020, giving buyers more options.

  • Home prices showed near-zero growth, with many regions seeing price reductions.


Buyers returned to the housing market in July as mortgage rates drifted lower. Existing-home sales rose 2.0% to a seasonally adjusted annual rate of 4.01 million, according to the National Association of Realtors.

The rebound comes as wage growth outpaces home price gains, making ownership slightly more affordable and boosting buyer confidence.

Wage growth is now comfortably outpacing home price growth, and buyers have more choices, said Lawrence Yun, NARs chief economist. Condominium sales increased in the South region, where prices had been falling for the past year.

Regional trends

Sales momentum varied across the country. The Northeast posted the strongest monthly gain, up 8.7%, followed by the South, up 2.2%, and the West, up 1.4%. The Midwest slipped 1.1% compared with June. Year-over-year, sales improved in the South, Northeast, and Midwest, but fell in the West.

Median prices painted a mixed picture. Nationally, the typical existing home sold for $422,400, virtually unchanged from a year earlier. Regional disparities stood out: prices rose in the Northeast (0.8%) and Midwest (3.9%), but fell in the South (0.6%) and West (1.4%).

Inventory at a four-year high

Inventory climbed to 1.55 million units in July, a 15.7% increase from a year earlier and the highest level since the early months of the COVID-19 pandemic. That equates to a 4.6-month supply of homes, slightly below June but above July 2024.

Homebuyers are in the best position in more than five years to find the right home and negotiate for a better price, Yun said. The ever-so-slight improvement in affordability is inching up home sales.

Despite sluggish price growth, homeowners remain in solid financial shape. NAR reported that only 2% of transactions were foreclosures or short sales, a near-record low. Since July 2019, typical homeowners have gained 49% in home price appreciation.

Single-family sales rose 2.0% in July, while condo and co-op transactions gained 2.8% on the month. However, condo sales remain down 2.6% compared to last year, with prices slipping 1.2%.

Overall, NAR said the housing market appears to be shifting in favor of buyers, with more inventory and easing price pressures creating opportunities not seen since before the pandemic.


Read More ...


Consumer News: Just how addictive is ultra-processed food?

Fri, 22 Aug 2025 13:07:07 +0000

New research is fueling debate

By Mark Huffman of ConsumerAffairs
August 22, 2025
  • Mounting evidence shows ultra-processed foods may trigger addictive behaviors similar to drugs and alcohol.

  • PET scans alone may underestimate the compulsive and reward-driven impact of these foods.

  • Experts warn dismissing decades of research risks undermining public health efforts.


Researchers have long suspected that ultra-processed foods such as packaged snacks, sugary beverages, and fast food have addictive qualities. A growing body of evidence now indicates that these products can provoke behaviors traditionally associated with addiction, including bingeing, withdrawal, and cravings.

Decades of neurochemical, behavioral, and clinical research suggest that ultra-processed foods act on the brains reward system in ways comparable to addictive substances like alcohol and drugs. While neuroimaging studies, including a recent PET scan analysis, have sometimes failed to detect a definitive addiction signature, experts caution that imaging alone cannot capture the full picture.

The recent PET imaging study raised doubts about whether ultra-processed foods meet the strict neurological criteria for addiction. But Dr. Nicole Avena of Mount Sinai and her colleagues argue that such conclusions risk oversimplifying a complex issue.

The absence of a specific brain addiction signature on imaging does not invalidate the compulsive, reward-driven behaviors linked to these foods, Avena said. The research on ultra-processed foods and their negative impact on health is not newweve had compelling evidence for over two decades.

A broader public health concern

Studies consistently show that diets high in ultra-processed foods are linked to obesity, metabolic disorders, and mental health issues. The U.S. Department of Health and Human Services has also spotlighted the role of food ingredients in worsening public health, raising concerns about the addictive nature of these products.

Researchers stress that a comprehensive approach is essential to understanding food addiction. Neuroimaging can provide valuable insights, but it must be paired with behavioral science, clinical data, and neurobiology. Otherwise, reliance on imaging alone risks dismissing the broader research consensus pointing to the dangers of ultra-processed diets.

This isnt just a passing trend; its a public health concern supported by strong, longstanding scientific data, Avena said.

Whats ultra-processed?

What exactly is ultra-processed food? Foods are considered ultra-processed if they typically contain industrial additives, such as emulsifiers, preservatives, flavor enhancers and artificial colors/sweeteners; undergo multiple stages of processing; and are designed for hyper-palatability.

Here are some examples:

  • Sugary beverages

    • Sodas, energy drinks, sweetened iced teas, sports drinks

  • Packaged snack foods

    • Chips, cheese puffs, pretzels, flavored popcorn

  • Sweet baked goods

    • Packaged cookies, pastries, donuts, cakes, snack cakes

  • Breakfast cereals (highly refined and sweetened)

    • Colorful, frosted, or chocolate-flavored varieties

  • Instant noodles and soups

    • Cup noodles, flavored ramen packets

  • Processed meats

    • Hot dogs, chicken nuggets, deli meats, pepperoni, sausages

  • Frozen convenience meals

    • Microwave dinners, frozen pizzas, burritos, breaded chicken patties

  • Candy and confectionery

    • Chocolate bars, gummies, hard candies

  • Reconstituted or imitation foods

    • Cheese spreads, margarine, processed cheese slices

  • Fast food staples

    • Burgers, fries, fried chicken, tacos, milkshakes


Read More ...


Consumer News: LIANTRAL storage rack warning over impact hazard

Fri, 22 Aug 2025 01:07:04 +0000

Consumers should immediately stop using LIANTRAL heavy duty storage rack wall mounts due to collapse risk

By News Desk of ConsumerAffairs
August 21, 2025

  • Sold on Amazon.com November 2023 to July 2025

  • CPSC urges consumers to stop use and dispose of the product

The Consumer Product Safety Commission is warning consumers to immediately stop using LIANTRAL Heavy Duty Storage Rack Wall Mounts sold on Amazon.com. The racks have been reported to collapse, buckle or fail, creating a risk of serious injury.

CPSC has received 13 reports of these storage racks failing. The products were available online from November 2023 to July 2025.

The hazard

The LIANTRAL storage racks may collapse or experience weld failure, posing a significant impact hazard to users.

What to do

Consumers should stop using these storage racks immediately and dispose of them as advised by CPSC.

Company contact

Report incidents involving these storage racks, or any product-related injury, on www.SaferProducts.gov. Call CPSCs Hotline at 800-638-2772 (TTY 800-638-8270).

Source

Read the official warning



Read More ...


Consumer News: IBC Technologies recall for 1,100 combi boilers due to burn hazard

Fri, 22 Aug 2025 01:07:04 +0000

Homeowners with affected IBC Technologies combi boilers should arrange for a free repair to prevent burn risk

By News Desk of ConsumerAffairs
August 21, 2025

Homeowners with affected IBC Technologies combi boilers should arrange for a free repair to prevent burn risk.

  • Hot water can exceed safe temperatures, posing a burn hazard

  • About 1,100 units affected in the US, models CX-199 and CX-150

  • Contact IBC for free in-home repair; central heating use is still allowed

PRODUCT IMAGE: Link to product image

IBC Technologies USA Inc. is recalling about 1,100 CX Combi Boilers in the United States due to a risk of hot water exceeding the set temperature, which may cause burns. The recall includes models CX-199 and CX-150 with specific serial numbers, sold through home improvement distributors nationwide between May 2023 and June 2025.

The company has received five reports of fluctuating hot water temperatures but no injuries. Consumers should arrange for a free in-home repair.

The hazard

The recalled combi boilers can deliver hot water that exceeds the temperature selected on the control panel, creating a burn hazard for users.

What to do

Consumers should contact IBC to schedule a free repair by an authorized technician, who will install a mixing valve if necessary. The boilers may still be used for central heating, but users should avoid using the hot water function until repairs are complete.

Company contact

IBC toll free at 844-432-8422 from 8 a.m. to 4:30 p.m. ET Monday through Friday, email at sales@ibcboiler.com, or online at www.ibcboiler.com/recalls or ibcboiler.com and click on Recall at the bottom of the webpage.

Source

Read the official recall notice


Read More ...


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