Scammed by a dating app? Act quickly, experts advise

- Sens. Maggie Hassan (D-N.H.) and Marsha Blackburn (R-Tenn.) are demanding answers from Match Group, parent of Tinder, Hinge and OkCupid.
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The bipartisan lawmakers want details on how the company detects scammers and protects users.
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Romance cost Americans at least $1.3 billion annually, according to federal estimates.
Bipartisan push for answers
Two U.S. senators are pressing Match Group, the parent company of several major dating apps, for information about its efforts to curb romance . In a letter to CEO Spencer Rascoff, Sens. Maggie Hassan, the top Democrat on the Joint Economic Committee, and Marsha Blackburn, the Republican chair of the Senate Commerce Subcommittee on Consumer Protection, gave the company until October 15 to provide records on fraudulent activity and user safeguards.
The senators raised alarms that Match Groups business practices and algorithmic design may foster trust that scammers can exploit. Over the years, many events have raised questions about whether Match Group in its business practices and algorithmic design has contributed to the proliferation of romance online, they wrote.
What to do if youve been scammed on a dating app
Romance are emotionally painful and financially devastating, but there are concrete steps you can take if you suspect youve been targeted. Regulators stress thatacting quicklyis key.
Stop contact immediately
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Cut off communication with the scammer across all platforms.
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Block their phone numbers, email addresses, and social media profiles.
Document everything
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Save messages, photos, and any financial transaction records.
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Take screenshots of app profiles before they disappear.
Report the fraud
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To the platform:Use in-app reporting tools so companies can shut down fake profiles.
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To the FTC:File a report atReportFraud.ftc.gov.
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To the FBIs Internet Crime Complaint Center (IC3):Submit a complaint atic3.gov.
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To local authorities:If money has been stolen, file a police report for documentation.
Alert your bank or payment service
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Contact your bank, credit card company, or wire service immediately.
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If you acted quickly, it may be possible to reverse or freeze the transaction.
Protect your identity
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If you shared sensitive personal details, consider a fraud alert or credit freeze with the major credit bureaus.
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Monitor your accounts for unusual activity.
Seek support
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Victims often experience shame and isolation but youre not alone.
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Consider talking with friends, family, or a counselor. Support groups for scam victims can also help.
Billions lost to fraud
Romance are among the costliest forms of online fraud, with Americans losing more than $1.3 billion in 2022, according to the Federal Trade Commission. Globally, cybercrime cost victims more than $16 billion last year, the FBI has reported.
Match Group responds
Yoel Roth, head of Match Groups Trust and Safety division, said the company looks forward to constructive conversations with lawmakers. Protecting users from is essential to our business and to earning the trust people place in our platforms, Roth said, pointing to investments in fraud detection, safety features, and partnerships with law enforcement and industry groups.
How to protect yourself
Consumer advocates and regulators recommend several steps to stay safe when using dating platforms:
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Be cautious with money requests. Never send money or gift cards to someone you havent met in person.
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Verify identities. Use video chat or meet in public before deepening online connections.
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Watch for red flags. Scammers often move quickly to profess love, try to move conversations off-platform, or claim to be abroad and unable to meet.
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Limit personal details. Avoid oversharing financial or family information that can be exploited.
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Report suspicious profiles. Use in-app tools to flag suspected scammers so platforms can act.
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What to do if youve been scammed on a dating app
Romance are emotionally painful and financially devastating, but there are concrete steps you can take if you suspect youve been targeted. Regulators stress that acting quickly is key.
Stop contact immediately
-
Cut off communication with the scammer across all platforms.
-
Block their phone numbers, email addresses, and social media profiles.
Document everything
-
Save messages, photos, and any financial transaction records.
-
Take screenshots of app profiles before they disappear.
Report the fraud
-
To the platform: Use in-app reporting tools so companies can shut down fake profiles.
-
To the FTC: File a report at ReportFraud.ftc.gov.
-
To the FBIs Internet Crime Complaint Center (IC3): Submit a complaint at ic3.gov.
-
To local authorities: If money has been stolen, file a police report for documentation.
Alert your bank or payment service
-
Contact your bank, credit card company, or wire service immediately.
-
If you acted quickly, it may be possible to reverse or freeze the transaction.
Protect your identity
-
If you shared sensitive personal details, consider a fraud alert or credit freeze with the major credit bureaus.
-
Monitor your accounts for unusual activity.
Seek support
-
Victims often experience shame and isolation but youre not alone.
-
Consider talking with friends, family, or a counselor. Support groups for scam victims can also help.
Posted: 2025-09-29 19:25:42