Earlier recalls tried to solve the problem but may not have succeeded

• Despite earlier recalls, the problem may still be occurring, with nearly 20 incidents reported.
• The transmission may shift out of park without the driver pressing the brake pedal, the agency said.
• About 1.2 million Ram trucks could be affected if another recall is ordered.

U.S. auto safety regulators have launched a new investigation into whether earlier recalls involving more than one million Ram pickup trucks sufficiently addressed a dangerous defect that can cause the vehicles to roll away unexpectedly.

The National Highway Traffic Safety Administration (NHTSA) said it has received at least 20 reports suggesting that the original recall repairs failed to fix the issue, leading to further incidents including six cases where seven people were injured and 12 incidents that resulted in a crash or fire.

At the center of the investigation is a flaw that may allow the trucks transmission to shift out of park without the driver pressing the brake pedal or even having the key in the ignition. Such a malfunction could let the truck move on its own, posing a significant risk to drivers and bystanders.

Scope of the investigation

The recall query announced by NHTSA covers roughly 1.2 million Ram pickups built between the 2013 and 2018 model years. The vehicles were subject to earlier safety recalls in 2017 and 2018 addressing this same issue.

In December 2017, Fiat Chrysler Automobiles (now part of Stellantis NV) recalled approximately 1.48 million Ram trucks under NHTSA recall number 17V821000, citing concerns that the brake transmission shift interlock (BTSI) could fail in high-temperature conditions.

According to the official recall notice, If the BTSI becomes inoperative, the shifter can be moved out of Park without depressing the brake pedal or having the key in the ignition. Being able to shift the transmission without the key in the ignition increases the risk of unintended vehicle movement, which may result in a crash and/or injury.

In February 2018, the company expanded the recall with NHTSA number 18V070000, adding certain 2017 Ram 1500 and 2500 trucks that were not included in the initial action.

Despite these recalls and dealer-performed repairs that involved replacing faulty BTSI components, NHTSAs ongoing reports indicate the defect might persist in some trucks.

NHTSA is opening this Recall Query investigation to understand the scope, frequency, and potential root causes of the additional rollaway incidents, the agency said in a notice posted this week.

Automaker Response

In a brief statement, Stellantis confirmed it is cooperating with NHTSA as the investigation proceeds but did not offer further details about any new corrective actions.

The outcome of the probe could determine whether Stellantis will be required to conduct yet another round of repairsor possibly expand the recall even further.

Ram trucks are among the most popular vehicles in the United States, meaning a widespread defect could have significant safety and financial implications for both the company and its customers. For now, drivers of affected models are urged to ensure their vehicles are on level ground and the parking brake is engaged whenever the truck is left unattended.

Class action seeks damages and destruction of the recordings

No one seems to know, least of all the IRS

By Truman Lewis of ConsumerAffairs

• New law exempts up to $25,000 in tips from federal taxes, delivering on Trumps campaign pledge

• Unclear rules leave workers and employers guessing which tipsand jobsqualify

• IRS braces for administrative chaos amid staffing shortages and technological demands

A hallmark promise from Donald Trumps presidential campaign is now law, granting tipped workers a significant tax break. But even before the ink has dried, the new measure is sowing confusion across the service industry and posing major logistical challenges for the Internal Revenue Service.

Under the legislation, workers in jobs that customarily and regularly receive tips can exclude up to $25,000 in annual tip income from federal taxes.

The intent is to boost take-home pay for millions of restaurant servers, bartenders, hotel staff, and others who rely on customer gratuities. Yet critical details remain unresolved particularly around which tips count under the law and which workers are truly eligible.

Electronic tips in limbo

One of the thorniest questions is whether tips made via digital apps like Venmo, PayPal, and Cash App fall under the exemption. The statute refers specifically to cash tips, leaving ambiguity over electronic payments, which have become the norm in many businesses.

Historically, the IRS has treated electronic tips as taxable income, making the laws narrow language a potential flashpoint in future tax filings.

Businesses eye classification changes

Employers, meanwhile, are grappling with how the new tax rules might reshape hiring and compensation practices. Some labor experts warn that businesses could attempt to classify more positions as tipped to capitalize on the tax savings, potentially blurring legal lines under labor laws that strictly define which roles are tip-eligible.

Federal wage laws permit employers to pay tipped workers as little as $2.13 an hour if they receive at least $30 a month in tips and ultimately earn the full federal minimum wage once gratuities are counted.

Businesses can also establish tip pools, but those pools face limits on which workers can participate without requiring employers to pay higher base wages.

IRS faces hurdles

For the IRS, the new law comes at a time of significant internal strain. Agency officials are warning that implementing the tax break will demand major updates to systems and processes, even as the IRS contends with an aging workforce and a potential exodus of experienced employees. Roughly 22% of the IRSs customer service staff and 27% of its technology workforce are expected to leave by years end.

If theres any significant tax law changeand Im not talking just about extenders but certain types of income not being taxablethat is going to introduce a tremendous amount of challenge that people need to be thinking about in terms of systems that we need to update, said Doug ODonnell, former acting IRS Commissioner, in a Bloomberg News report.

Until clear IRS guidance arrives, the burden of properly tracking and reporting tips will fall on workers and businesses alike an arrangement that risks costly mistakes, audits, and lost tax savings.

While Trumps no-tax-on-tips pledge sailed through Congress on a wave of political enthusiasm, the real-world path to delivering relief to workers is proving far more complex and could leave many service industry employees in limbo as the next tax season approaches.

The median home price is over $400,000, putting it out of reach for many buyers

By Mark Huffman of ConsumerAffairs

• U.S. median home-sale price reaches a record $400,125 amid declining mortgage rates
  

• Buyer demand remains resilient despite a slight dip in new listings and pending sales
  

• Touring activity and mortgage applications climb, offering signs of market stabilization

The median U.S. home-sale price surged to a record-breaking $400,125 during the four weeks ending June 29, according to a new housing market update from real estate brokerage Redfin. While the new high underscores ongoing market pressures, prospective homebuyers may find some solace as mortgage rates continue their downward trend.

Mortgage rates have eased in recent weeks, helping offset the impact of higher home prices. The weekly average 30-year fixed mortgage rate dropped to 6.67% as of July 3, the lowest it has been since early April. Daily rates hovered slightly higher at 6.75%.

This reduction in borrowing costs has resulted in the median monthly mortgage payment falling to $2,742 the lowest level in four months and a modest 1.6% decrease year-over-year.

Demand and supply hold steady

Despite affordability challenges, homebuyer demand remains relatively strong:

• Mortgage-purchase applications rose 16% year-over-year, though they held flat week-over-week.

• Home touring activity, tracked by ShowingTime, climbed 32% from the beginning of the year notably higher than the 21% increase recorded at the same time last year.

• Google searches for home for sale reached their highest level in a year, suggesting sustained buyer interest.
  

However, pending sales a key indicator of market activity dropped 3.2% from the same time last year, marking the sharpest decline in nearly four months. This dip may reflect hesitancy among buyers still facing affordability constraints, despite improving rate conditions.

Sellers begin to change their minds

New listings edged down 0.7%, the first weekly decline in nearly six months, while the total number of active listings rose 14.1% year-over-year the smallest increase in over a year. The market's inventory now sits at 4.1 months of supply, inching toward a balanced market but still favoring sellers slightly.

Homes are staying on the market longer, with the median days on market rising to 37 days, up five days from the prior year. Additionally, only 36.3% of homes went off the market within two weeks, down from 40% a year ago.

Fewer bidding wars

With increased inventory and longer market times, competition among buyers has cooled slightly. The share of homes selling above list price dropped to 28.4%, down from 32%, while the average sale-to-list price ratio slipped to 99.1%, from 99.6% a year ago.

Market dynamics varied significantly by region:

• Detroit led all metros with a 10.1% year-over-year increase in median sale price, followed by Newark, N.J. (9.4%) and Cleveland (7.3%).

• On the flip side, Oakland, Calif., saw the largest decline at -3.7%, with San Diego and West Palm Beach, Fla., close behind at -3.4%.

• Virginia Beach, Va., led in pending sales growth (+7.4%), while San Jose, Calif., and Las Vegas saw steep double-digit declines.

• Tampa, Orlando and San Diego were among the metros with the largest year-over-year drop in new listings.