While shipping processes and procedures are generally safe, they do come with some risks. Many businesses choose to obtain cargo insurance to protect themselves financially from shipping hazards. Acquiring cargo insurance is a wise decision since there are many benefits that cargo insurance provides for businesses internationally. However, there are many types of cargo insurance that a business must consider. What are the different types of cargo insurance? Find out below.
Marine Cargo Insurance
If you plan to ship your products internationally, it’s best to use marine cargo insurance. This type of insurance covers sea and air freight. Some risks that this type of cargo insurance covers are handling damage, theft, piracy, and damage from bad weather.
Land Cargo Insurance
Businesses usually use land cargo insurance to protect domestic shipments. This type of insurance usually protects cargo that trucks and other vehicles transport. It safeguards against theft, handling damage, collision damage, and more. If you ship your products domestically, consider using land cargo insurance for your business.
All-Risk Cargo Insurance
All-risk cargo insurance is another one of the different types of cargo insurance. With all-risk insurance, you can protect your business from almost all shipping risks. Examples of shipping hazards this insurance covers include customs rejection, employee dishonesty, infestation, and cargo abandonment. If your business transports expensive cargo, this type of insurance is a great option.
Named Perils Cargo Insurance
When you get a named perils policy, your business will remain protected from the perils specifically listed in your policy. If a circumstance that isn’t in the policy occurs, you won’t be able to protect your business with this type of insurance. Although this kind of policy doesn’t cover all risks, it helps you save money. It’s also suitable if you don’t feel that all-risk cargo insurance is necessary for your business.
Older urban buildings carry a unique character, from ornate facades to intricate interior details. These qualities create both charm and responsibility for residents, property managers, and city planners.
As communities gather this Sunday, December 7th, to remember, we look back at a single morning that reshaped a nation, examine the causes and consequences of the attack, and reflect on how Hawai‘i and the world carried forward the work of healing and reconciliation.
A Morning That Changed the World
On a clear morning that remains etched into the pages of history, aircraft appeared over Pearl Harbor and the United States Pacific Fleet was struck in a surprise assault. In fewer than two hours, battleships burned, aircraft were destroyed on the ground, and more than 2,400 American service members and civilians lost their lives. The attack thrust the United States into the global conflict of World War II and set in motion a series of events that would transform both the Pacific and the world.
Hitting the open road brings a sense of freedom, but it also brings the challenge of packing. You likely want to bring everything you need without compromising safety or comfort inside the vehicle. However, improperly secured loads can lead to lost luggage and cause serious safety hazards for other drivers on the road.
You’ve just become a mom, and suddenly, everything feels different. Your body, your schedule, your entire identity—it’s all been turned upside down. One minute you’re a person with hobbies, friends, and a life outside of caregiving. The next, you’re knee-deep in diapers, sleep deprivation, and endless feeds. You look in the mirror and wonder: Who even am I anymore?
Trucks and SUVs aren’t designed just for driving on paved roads. With the surrounding natural beauty of the Carolinas, you want to explore more of what the states have to offer.
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