While shipping processes and procedures are generally safe, they do come with some risks. Many businesses choose to obtain cargo insurance to protect themselves financially from shipping hazards. Acquiring cargo insurance is a wise decision since there are many benefits that cargo insurance provides for businesses internationally. However, there are many types of cargo insurance that a business must consider. What are the different types of cargo insurance? Find out below.
Marine Cargo Insurance
If you plan to ship your products internationally, it’s best to use marine cargo insurance. This type of insurance covers sea and air freight. Some risks that this type of cargo insurance covers are handling damage, theft, piracy, and damage from bad weather.
Land Cargo Insurance
Businesses usually use land cargo insurance to protect domestic shipments. This type of insurance usually protects cargo that trucks and other vehicles transport. It safeguards against theft, handling damage, collision damage, and more. If you ship your products domestically, consider using land cargo insurance for your business.
All-Risk Cargo Insurance
All-risk cargo insurance is another one of the different types of cargo insurance. With all-risk insurance, you can protect your business from almost all shipping risks. Examples of shipping hazards this insurance covers include customs rejection, employee dishonesty, infestation, and cargo abandonment. If your business transports expensive cargo, this type of insurance is a great option.
Named Perils Cargo Insurance
When you get a named perils policy, your business will remain protected from the perils specifically listed in your policy. If a circumstance that isn’t in the policy occurs, you won’t be able to protect your business with this type of insurance. Although this kind of policy doesn’t cover all risks, it helps you save money. It’s also suitable if you don’t feel that all-risk cargo insurance is necessary for your business.
Ramadan 2026 is expected to begin on the evening of February 17, 2026. The first day of fasting will likely fall on February 18. The month will end around March 19, 2026, depending on local moon sightings. These dates may be changed, depending on the country.
A red robin watches a Ramadan family prayer with warmth and wonder.
Ride into the rare Year of the Fire Horse with legends, dragon dances, lucky foods, and a fiery red robin salute to Lunar New Year. The Year of the Fire Horse is one of the most dramatic and culturally charged cycles in the Chinese zodiac. It appears only once every 60 years, and when it does, it ignites stories of passion, rebellion, creativity, and change.
From ancient legends to modern festivals filled with dragon dances and lanterns, the Fire Horse gallops through history
as a symbol of both risk and possibility.
Quick Fire Horse Snapshot:
Rare 60-year cycle • Fiery passion • Bold change • Artistic energy • A time to move, create, and transform.
Fire Horse-inspired lantern art at a Lunar New Year celebration.
As mid-February settles in, Presidents' Day arrives as a welcome pause in the winter season, a moment when
communities across the United States step outdoors for parades, visit historic sites, and reflect on the
leaders who shaped the nation. The holiday blends civic pride with the comfort of a long weekend, creating
a unique mix of celebration, education, and family time.
In 2026, the holiday on February 16th carries added significance as the nation enters its 250th anniversary year,
inspiring expanded programming, special exhibitions, and renewed interest in the country’s founding era.
From record spending to instant downloadable gifts for couples, pets, and families. For late shoppers, these ideas make a great solution for finding meaningful gifts.
Valentine’s Day 2026 is shaping up to be one of the biggest yet. Recent retail surveys show
that total Valentine’s spending is expected to reach record levels, with average budgets per
person climbing close to the $200 mark. Consumers aren’t just buying for romantic
partners anymore; they’re also celebrating kids, pets, friends, and themselves.
At the same time, how people express love is changing. Instead of defaulting to last‑minute
flowers and generic chocolates, many are looking for gifts that feel personal, meaningful,
and easy to deliver, especially when they’ve left things a little late. That’s where
downloadable, print‑at‑home, and digital gifts step into the spotlight.
Work trailers take a beating on the road, at job sites, and in everyday weather. Fleet managers and owner-operators need a plan that keeps their equipment reliable, safe, and ready for the next run. Fleet maintenance tips for work trailers start with building consistent habits and avoiding expensive surprises.
