Driving can be a dangerous activity, with thousands of people getting into accidents every day. While you can avoid many accidents with good safety practices and defensive driving, sometimes there’s nothing you can do. If you ever find yourself at fault for an accident, here’s what you need to know.
At-Fault States
Every state has different laws about auto insurance, but there are two main categories: at-fault states and no-fault states. An at-fault state will try to determine who is in the wrong for the accident, and that person or their insurance must cover the costs of the accident.
No-Fault States
On the opposite end of the spectrum are no-fault states. No-fault states don’t consider fault when determining insurance coverage. These states require that both sides of an accident use their insurance to pay for the accident, regardless of who is at fault.
If You Do Not Have Auto Insurance
If you get into an accident as a driver and don’t have insurance, the aftermath can be expensive. First, you’ll need to pay out of pocket for repairs and injuries. This can add up quickly if you’re at fault, and the courts will decide how much you should pay for the accident.
Punishments for Driving Without Insurance
Driving without insurance is not only expensive but also illegal. Depending on the state, you may face fines and permanent demerits to your record in addition to jail time. For example, Washington uses SR22 as a form of punishment for those who get into an accident without insurance. SR22 is just one possible outcome for those who are responsible for a car accident.
Put simply, what happens when you’re at fault for an accident depends on local laws. Your insurance coverage and costs of the accident change if you’re in an at-fault or no-fault state and the status of your insurance.
Fat Tuesday and Ash Wednesday sit side by side on the calendar, but they feel very different.
One is full of color, music, and celebration. The other is quiet, simple, and reflective.
Together, they form a powerful transition from feasting to fasting, from Carnival to Lent.
Ramadan 2026 is expected to begin on the evening of February 17, 2026. The first day of fasting will likely fall on February 18. The month will end around March 19, 2026, depending on local moon sightings. These dates may be changed, depending on the country.
A red robin watches a Ramadan family prayer with warmth and wonder.
Ride into the rare Year of the Fire Horse with legends, dragon dances, lucky foods, and a fiery red robin salute to Lunar New Year. The Year of the Fire Horse is one of the most dramatic and culturally charged cycles in the Chinese zodiac. It appears only once every 60 years, and when it does, it ignites stories of passion, rebellion, creativity, and change.
From ancient legends to modern festivals filled with dragon dances and lanterns, the Fire Horse gallops through history
as a symbol of both risk and possibility.
Quick Fire Horse Snapshot:
Rare 60-year cycle • Fiery passion • Bold change • Artistic energy • A time to move, create, and transform.
Fire Horse-inspired lantern art at a Lunar New Year celebration.
As mid-February settles in, Presidents' Day arrives as a welcome pause in the winter season, a moment when
communities across the United States step outdoors for parades, visit historic sites, and reflect on the
leaders who shaped the nation. The holiday blends civic pride with the comfort of a long weekend, creating
a unique mix of celebration, education, and family time.
In 2026, the holiday on February 16th carries added significance as the nation enters its 250th anniversary year,
inspiring expanded programming, special exhibitions, and renewed interest in the country’s founding era.
From record spending to instant downloadable gifts for couples, pets, and families. For late shoppers, these ideas make a great solution for finding meaningful gifts.
Valentine’s Day 2026 is shaping up to be one of the biggest yet. Recent retail surveys show
that total Valentine’s spending is expected to reach record levels, with average budgets per
person climbing close to the $200 mark. Consumers aren’t just buying for romantic
partners anymore; they’re also celebrating kids, pets, friends, and themselves.
At the same time, how people express love is changing. Instead of defaulting to last‑minute
flowers and generic chocolates, many are looking for gifts that feel personal, meaningful,
and easy to deliver, especially when they’ve left things a little late. That’s where
downloadable, print‑at‑home, and digital gifts step into the spotlight.
